Become a Lender

1st. Verify your eligibility

Anyone above the age of 18 is welcome to lend with Positiviti. Our platform is available to individuals and entities with a US address and an SSN or Federal Tax ID number.

2nd. Fill out the enrollment application

Complete the enrollment application and fund your initial loan contribution by providing a credit/debit card, ACH info, or check.

3rd. Start Lending with Positiviti!

Earn monthly interests on your principal loan. Your interest will be automatically reinvested at the end of each month.

A Win-Win Situation

Positiviti is committed to providing critical capital for entrepreneurs in underserved communities, allowing them to build their businesses and create jobs where they live. You can help these small business owners as a microlender while earning 12% – 36% APR. Our microloan services are currently available in Kenya, focusing on eliminating the shortfall of $300 billion that it experiences every year. Let's join forces today and give startups what they need: access to fair financial opportunities.

The Benefits of
Microloan Funding

We're honored to be making an impact internationally. Our lenders empower SMEs (Borrowers) in developing communities within Kenya to create economic security, allowing them the opportunity for a brighter future. By offering microloans, business owners can use these funds to invest in stock and equipment or further their education, all of which can contribute towards achieving greater profits that benefit themselves and extend into their families and businesses. Overall, by providing microloans in developing communities, we're investing in their prosperity and creating a ripple effect of positive change.

Rewarding & Profitable

With Micro Lending, you can make investments that can generate above average returns. Becoming a Micro Lender at Positiviti Lending allows you to be part of this rewarding and profitable sector. Micro lending involves providing small loans to individuals or businesses who don't qualify for traditional bank loans due to a lack of credit history or collateral. Micro lenders provide these borrowers with relatively low-cost access capital, enabling them to start their own businesses, finance education, and more

At Positiviti Lending, our goal is to provide investors with an easy platform on which they can make responsible microlending investments that support economic development in poorer communities across the world. By becoming a Micro Lender at Positiviti Lending, you can become a part of this positive movement as we strive to help people create better lives for themselves and their families.

Lending Levels

Silver Member
Investments Below


Earn 1%
Dividend Monthly
Annual Returns:
Gold Member
Investments Over


Earn 3%
Dividend Monthly
Annual Returns:
Platinum Member
Investments Over


Earn 3%
Dividend Monthly
Annual Returns:
36% + 3% Bonus

Access Our Media Kits

Positiviti Media Kit (English Version)

Start Your Online Enrollment

Fill out online enrollment form

Get Started

Submit Form

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Partner with Positiviti


Fill out and sign the Non-disclosure agreement

Schedule Call

Client Testimonials

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